Gharama Za Bima Ya Afya Kwa Mtu Binafsi 2024 NHIF Updated

Bima Ya Afya Kwa Mtu Binafsi
Bima Ya Afya Kwa Mtu Binafsi

Gharama Za Bima Ya Afya Kwa Mtu Binafsi 2024;- The National Health Insurance Fund (NHIF) in Tanzania is a government-sponsored program that provides health insurance coverage for all citizens of the country. Bei za NHIF Tanzania 2024, Bei za Bima ya Afya 2024, Gharama za NHIF 2024, Gharama National Health Insurance Fund 2023. gharama za bima ya afya kwa mtu binafsi 2024

he NHIF offers a variety of benefits, including access to basic medical care, hospitalization, and medications. The program also covers maternity and child health services. In addition, the NHIF provides financial assistance for people with chronic illnesses.

the year 2024, Gharama Za Bima Ya Afya Kwa Mtu Binafsi. The National Health Insurance Fund (NHIF) in Tanzania is a government-funded initiative that provides citizens with access to health insurance coverage.

One of the many benefits offered by the NHIF is access to necessary medical services, such as hospitalization and medicine, among a plethora of other benefits. Additionally, the program covers services connected to pregnancy and childbirth. Additionally, the NHIF provides financial assistance to people with chronic illnesses.

Gharama Za Bima Ya Afya Kwa Mtu Binafsi 2024

The program is funded through a mix of government revenues and contributions from employers and employees. Tanzania is one of many African countries that has implemented a national health insurance program in recent years.

Gharama Za Bei Vifurushi Bima Ya Afya NHIF 

The NHIF has helped to improve access to healthcare for millions of people and has contributed to a decline in the number of cases of preventable diseases.

Gharama Za Bima Ya Afya Tanzania | NHIF Tanzania Price List 2024

NHIF Tanzania has a wide range of health insurance plans that cater to the needs of different individuals. NHIF Tanzania offers different prices for its health insurance plans depending on the customer age, package coverage and benefits that the customer requires. The price list for NHIF Tanzania’s health insurance plans is given below.

NHIF Tanzania Price List 2023Gharama Za Bima Ya Afya Kwa Mtu Binafsi 2024

Age Group 18-35

  • Najali Afya 192,000
  • Wekeza Afya 384,000
  • Timiza Afya 516,000
Age Group 36-50

  • Najali Afya 240,000
  • Wekeza Afya 440,000
  • Timiza Afya 612,000
Age Group 60+

  • Najali Afya 360,000
  • Wekeza Afya 660,000
  • Timiza Afya 984,000

What Are The Services Included in Nhif Packeges

The NHIF offers several different insurance packages, each of which provides different levels of coverage. The lowest-priced package, known as Najali Afya Package, covers basic health services such as outpatient care, maternity care, and vaccinations.

1. Functions of NHIF Tanzania

  • Register members and issue identity cards;
  • Collect contributions;
  • Certify health service providers for provision of health care services to members;
  • Reimbursement of health service providers’ claims;
  • Invest the excess funds collected in order to earn income;
  • Carry out Actuarial Assessment and Valuation; and
  • Provide health insurance education to the public

2. How NHIF Tanzania Raise Funds

NHIF Tanzania collect funds from compulsory contributions from employees in the public sector who are obliged to register themselves and contribute to the Fund a total of six percent (6%) of their monthly basic salary which is equally shared between the employer and employee.

However, the Fund has put in place separate contribution arrangements for other groups that join the Fund voluntarily.

Bima Ya Afya Kwa Mtu Binafsi
Bima Ya Afya Kwa Mtu Binafsi

3. Members of NHIF Tanzania

Members of the Fund are categorized as follows:

  • Public Employees
  • Non Public Employees
  • Retired Public Employees
  • Students
  • Children under 18 years
  • Farmers in Cooperative Societies
  • Members of Organized Socioeconomic Groups e.g. Machingas, Bodaboda, Drivers, etc.
  • Individual members under Health Insurance Bundles
  • Bunge Health Insurance Scheme for Members of Parliament
  • Councilors

4. Certified Health Facilities Coverage

The Fund undertakes certifications of facilities that are fully registered by the Ministry of Health, Community Development, Gender, Elderly and Children to provide services to beneficiaries.

These health facilities are divided into three groups namely Government, Faith based organization and Privately owned health facilities.

Currently the Fund has certified more than 7,900 health facilities with different levels of accreditation to serve the Fund’s beneficiaries. These categories are:-

  • National Referral,
  • Zonal Referral,
  • Regional Referral,
  • District Hospitals,
  • Diagnostic Centers
  • Specialized Clinics,
  • Health Centers,
  • Dispensaries,
  • Pharmacies, and
  • Accredited Drugs Dispensing Outlets.

5. NHIF Tanzania Coverage

Bima Ya Afya Nhif
Bima Ya Afya Nhif

The NHIF provides a wide coverage towards medical expenses. The coverage includes:

  • Inpatient cover
  • Outpatient cover
  • Group life cover
  • Last expense cover
  • Ex-Gratia Payments
  • Maternity and reproductive cover

The recently launched NHIF Tanzania new packages have made it easy for all Tanzanians to join the NHIF, especially those who were unable to access health services due to their limited financial possibilities.
Through a wide network of accredited health facilities, NHIF Tanzania dedicates itself to provide quality social health insurance to all Tanzanians to access affordable health care services. The packages launched are;

  • Najali Afya Premium
  • Wekeza Afya Premium
  • Timiza Afya Premium

The recently launched NHIF Tanzania price list 2019 shows the amount of money you should contribute to NHIF Tanzania for the services. Below is a table that shows the NHIF Tanzania cost payable yearly.

The more expensive Executive Plan covers a wider range of services, including inpatient care, diagnostic testing, and prescription drugs. Regardless of which package you choose, the NHIF will help you pay for your medical expenses. Below you will find all services covered in each of the package provided by NHIF

Gharama Za Bima Ya Afya Kwa Mtu Binafsi 2022

NHIF Tanzania Other Membership Package

Documents Needed to Register as NHIF Tanzania Member

  • Identification card; either a driving licence, passport, voter’s card or national ID.
  • Recent coloured photo passport
  • For religious denominations wishing to register with NHIF should submit a registration request letter to any NHIF office nearby.
  • For children under the age of 18 years, a birth certificate will be needed.
  • Learning institutions wishing to register their students must apply and be registered to the Fund as an employer.
  • Mutual groups wishing to register to NHIF should accompany their application forms with their registration certificate, Constitution, list of all members and TIN Number Certificate.
  • To register a spouse as a dependant you must include an identification card and marriage certificate.
  • To register a parent as a dependant you must include an identification card for the parent and the contributor’s birth certificate.
  • To register a spouse’s parent as a dependant you must include an identification card for the spouse’s parent, birth certificate of the spouse and the contributor’s marriage certificate.

or you can make Online Application by visiting this page

NHIF Tanzania Contact Address

For More Inoformation Pleas Contact NHIF Help Center Via

  • CALL NHIF: +255 26 2963887/8/+255 26 2963888
  • HOTLINE: 0800110063 – Inapatikana saa 24 siku 7 za wiki


  • National Health Insurance Fund,
  • Head Office,
  • Tambukareli Street, Jakaya Kikwete Road,
  • P.O.Box 1437,


Gharama Za Bima Ya Afya Kwa Mtu Binafsi 2024, The program is supported by a number of sources, including government funds and gifts from businesses and employees. A national health insurance program was recently introduced in Tanzania, one of numerous African countries that Tanzania is a part of.

Millions of underprivileged people now have greater access to healthcare, and the frequency of preventable diseases has decreased thanks in large part to the National Health Insurance Fund (NHIF).

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