Standard Bank How To Login & Download App, Swift & Branch Codes, Loans & Credit Card Types

Standard Bank How To Login & Download App, Swift & Branch Codes, Loans & Credit Card Types;- The Standard Bank of South Africa Limited is a major South African bank and financial services group. It is Africa’s biggest lender by assets. The company’s corporate headquarters, Standard Bank Centre, is situated in Simmonds Street, Johannesburg.

Download App, Swift & Branch Codes

  • Download the Standard Banking App from the Google Play or the Apple App store.
  • Set up your personal profile using an Email Address and create a secure password.
  • Link your Standard Bank accounts and credit cards to the App and you’re set.

The Standard Bank mobile banking app is available as a free download on the Google Play store and the Apple App store. All you need is a smartphone (Apple or Android) with a compatible OS.

Branch Codes and Swift Codes

The Universal Standard Bank Branch Code is 051001. The Standard Bank Swift Code is SBZAZAJJ. However, a beneficiary can contact their branch to access this information if they are not certain on the IBAN number. Standard Bank Online

Here are some of the branch codes (Branch name and street);-

  • Aberdeen, Porter Street KwaZulu-Natal – 050016
  • Qualbert Centre 40 Albert Street, KwaZulu-Natal – 040826
  • Arcadia, CNR Hamilton and Church Street, Pretoria, Gauteng – 010845
  • Ausspannplatz Cash Centre, 50 Rehobother Road, Windhoek – 086072
  • Balfour Park, Upper Level Balfour Park Shopping Centre, Johannesburg, Gauteng – 009160
  • Ballito, Shop 39-41 Lifestyle Centre, KwaZulu-Natal- 040027
  • Barberton, 81 Crown Street, Mpumalanga – 052552
  • Barkly East, CNR Cole and De Villiers st. Eastern Cape – 050120
  • Barkly West, Campbell St. Northern Cape – 050202
  • Bloemfontein, 33-35 Maitland st. Bloemfontein, Free State – 055034

Credit Cards

Platinum;

Access to world-class private banking and get exclusive benefits with personalized interest rate. (R94 P/M, R58,000 min. monthly income and R250000 credit limit)

Gold;

Get access to all the lifestyle, travel and insurance benefits at affordable rates (R54 P/M, R7500 min. monthly income, and R250000 credit limit)

Titanium;

Gives you access to exclusive benefits for an affordable monthly fee. Also get personalised interest rates (R74 P/M, R25 min. monthly income and R250000 credit limit)

World Citizen;

Get a Black Card. Get personalised interest rate (R264 P/M, R25000 min. monthly income and R250000 credit limit)

Diners Club Platinum;

Gives you travel, lifestyle and insurance benefits. Fixed interest rate. (R80 P/M, R500000 min. monthly income and personalised credit limit)

Blue Credit Card;

Gives access to an affordable credit facility. Personalised interest rate. (R40 P/M, R7500 min. monthly income and R250000 credit limit)

Loan Types

1. Personal Loans;

Get a fixed monthly repayment plan. With a minimum monthly income of R7500, get a maximum loan amount of R300000 with 12-72 months to repay. It includes;

  1. Personal loans – this could help you afford a much-needed holiday or home renovations. You can determine the conditions with your bank’s help.
  2. Home loans – this will help finance your building project. The amount you borrow depends on your monthly income.
  3. Pension-backed housing loans – here, your loan is secured by your retirement’s saving instead of a bond. Maximum loan term is 30 years or the length of your retirement time. Your employer enables monthly instalments through your monthly salary.
  4. Vehicle loans / Car Finance – this could finance your next car. Your financing options activated once you’ve chosen the car you want. Repayment is over a period of 12 months to 5 years or more.
  5. Student loans – this covers educational costs.